Thursday, December 25, 2025

Home Insurance

Does Homeowners Insurance Cover Water Damage?

  A dishwasher that leaks. A ruptured pipe. A heavy rainstorm. Any of these could result in water damage in your property. In fact, the...

What Is Flood Insurance, and What Does It Cover?

  Most home insurance policies exclude flood damage, which can cost tens of thousands of dollars even with only an inch or two of water....

What Is Actual Cash Value, and How Does It Work?

  Imagine waking up to find your kitchen on fire. The refrigerator, oven, and dishwasher are all gone. You make a claim with your homeowners...

Does Homeowners Insurance Cover Roof Leaks

If a roof leak has you bringing out the buckets, it could be time to submit a homeowners insurance claim. However, whether the leak...

Homeowners Insurance Exclusions

Even the best homeowner insurance policy will not cover everything. Termites. Mold. Flooding. These words cause shivers down the spines of homeowners everywhere. They can result...

Complete Guide to Hurricane Insurance

A homeowners policy will not cover all hurricane-related damage to your home. Your home is not just where your heart is, but also where your...

Does Homeowners Insurance Cover Mold

Most home insurance policies cover mold only if it is caused by a sudden, unavoidable incident covered by the policy. The cause of mold...

Loss of Use Coverage for Home Insurance

Imagine a tornado tearing through your neighborhood, ripping off a portion of your roof and rendering your home uninhabitable. Not only will your insurance...